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Are Your Goals Really Results in Hiding?

I was recently looking through our list of goals for the next 12 months. A lot of it is buy this, replace that at the house, take this trip with the family, etc.

If your goal list look similar, you might end up frustrated and wondering what went wrong. While it’s fun to plan these “goals” and shoot for them, they are not really goals at all. They are a lot more accurately described as results, or even options. Option as a result of what? Making and saving more money.

Everything we want to purchase, replace, repair–whether it’s physical (like a new computer) or an experience (like a trip to Disneyland), it takes money and more of it. The problem with excessive planning and focusing on these results is that we can never really work “on them.” What we’re really working on (or should be working on) is making more money and keeping more of it.

If we’re successful, then we can claim the ability to purchase what we want.

Keeping it Simple

It’s great that we can use all these desired results as motivation to save. But they easily become distractions and the focus instead. If we’re spending all of our time setting up these amazing goals, are we spending it where it counts–figuring out how to make and save money? Because that’s what will really get us where we want to be.

Look through your list and see how many of your goals can be tracked back to this simple pursuit. It’s possible that you have to retrain your brain to reject the stigma of pursuing money. We’ve somehow tagged this as  not noble, but the reality is that nearly everything you want to do, whether perfectly reasonable or insanely excessive, still requires money. The skills of making and keeping it are essential to success in life.

Focus on the right things, and the results will appear.

5 Reasons I Cancelled My TV Service

TV-Remotes

We've had our share of fun with various TV providers over the years, and for the most part we've been satisfied, paying clients with adequate service. Comcast holds a near-monopoly in our area in terms of cable service, so that's what we've had in … [Continue reading]

9 Variables When Making an Offer on a House

Buying our first home this past February was a stressful process because there were a lot of new challenges and questions we've never faced before. They are simply things you deal with only when buying a home, and this was our first shot at the … [Continue reading]

How Well Does Your Bank Protect Your Personal Information?

Today's guest post is from Patrick Russo. Patrick writes for DepositAccounts.com, a website that monitors products and rates at more than 7,500 banks and credit unions and that pairs that information with comprehensive commentary, reviews, tools, and … [Continue reading]

Has Couponing Changed Since 2011?

Over the years, I have offered a number of views on couponing--the practice of clipping and using a wide variety of coupons to save money, primarily at grocery and drug stores. In 2009, we started off talking about Joyce House, the "coupon diva," who … [Continue reading]

When to Pull Out of the Market

You may have heard that the Dow, an old and reliable measure of stock market performance, recently surpassed 15,000 for the first time in history. The media is making a big deal each time we hit one of these milestones, and it's generating a lot of … [Continue reading]

4 Years of Fiscal Fizzle

The first post on Fiscal Fizzle was published on February 1, 2009. In four years, the personal finance space in the blogosphere has changed considerably, expanding from a few hundred blogs to literally thousands with more starting up every day. I … [Continue reading]

Keeping Your Focus in Economic Recovery

This post originally ran on the blog in 2009, when it seemed recovery was around the corner. Nearly 4 years later, recovery is still slow in coming, particularly in my sector of the economy, but we're seeing positive signs everywhere, including the … [Continue reading]

Seasons

If you're shooting for consistency in your financial plan, you are bound to be disappointed. Instead, I try to find a sense of balance between different seasons, seasons that can vary widely at times from incredible highs to incredible lows. For … [Continue reading]