Comments on: 5 Essential Money Lessons From 2009 http://www.fiscalfizzle.com/2009/12/2009-financial-review/ Spicy Thoughts on Personal Finance Fri, 10 Sep 2010 18:55:12 -0700 hourly 1 http://wordpress.org/?v=3.0.1 By: Wojciech Kulicki http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-926 Wojciech Kulicki Wed, 06 Jan 2010 22:00:33 +0000 http://www.fiscalfizzle.com/?p=3031#comment-926 Thanks Patrick! I think the key is separating the level that makes us "comfortable" from the level that makes us "complacent." Understanding that we have "enough," but driving forward to the point where we can someday be financially independent. Thanks Patrick! I think the key is separating the level that makes us “comfortable” from the level that makes us “complacent.” Understanding that we have “enough,” but driving forward to the point where we can someday be financially independent.

]]> By: Patrick http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-925 Patrick Wed, 06 Jan 2010 20:23:55 +0000 http://www.fiscalfizzle.com/?p=3031#comment-925 Very nice article. Perspective is a big one. It's very easy to think "we need more" or have the perspective that "a little more income" will make you more comfortable. But when that next milestone is reached, you start looking for the next one, and so on. It's good that you and your wife were able to take a step back and recognize the situation for what it is. It can be difficult to do that! Best of luck this year! :) .-= Patrick´s last post: <a href="http://feedproxy.google.com/~r/Cashmoneylifecom/~3/3cideYq0J24/" rel="nofollow">Cloth Diapers vs. Disposable Diapers</a> =-. Very nice article. Perspective is a big one. It’s very easy to think “we need more” or have the perspective that “a little more income” will make you more comfortable. But when that next milestone is reached, you start looking for the next one, and so on. It’s good that you and your wife were able to take a step back and recognize the situation for what it is. It can be difficult to do that!

Best of luck this year! :)
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]]> By: Jason http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-924 Jason Tue, 05 Jan 2010 14:11:12 +0000 http://www.fiscalfizzle.com/?p=3031#comment-924 Kevin - I haven't, but I probably should! Thanks for the idea. .-= Jason´s last post: <a href="http://feedproxy.google.com/~r/AutomaticFinances/~3/1GuYySIZl00/" rel="nofollow">The Best Argument Against Stock Picking Experts</a> =-. Kevin – I haven’t, but I probably should! Thanks for the idea.
Jason´s last post: The Best Argument Against Stock Picking Experts My ComLuv Profile

]]> By: Personal Finance Links- Start of a New Decade Edition http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-923 Personal Finance Links- Start of a New Decade Edition Sun, 03 Jan 2010 23:16:09 +0000 http://www.fiscalfizzle.com/?p=3031#comment-923 [...] 5 Essential Money lessons From 2009 at Fiscal Fizzle [...] [...] 5 Essential Money lessons From 2009 at Fiscal Fizzle [...]

]]> By: Kevin@OutOfYourRut http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-922 Kevin@OutOfYourRut Sun, 03 Jan 2010 20:59:29 +0000 http://www.fiscalfizzle.com/?p=3031#comment-922 Jason--Have you written a post about health insurance? You have some good knowledge that could help a lot of people. I've never heard of short term insurance and would like to know more! .-= Kevin@OutOfYourRut´s last post: <a href="http://outofyourrut.com/blog/2009/12/27/one-good-reason-not-to-cancel-your-collision-coverage/" rel="nofollow">One Good Reason NOT to Cancel Your Collision Coverage</a> =-. Jason–Have you written a post about health insurance? You have some good knowledge that could help a lot of people. I’ve never heard of short term insurance and would like to know more!
Kevin@OutOfYourRut´s last post: One Good Reason NOT to Cancel Your Collision Coverage My ComLuv Profile

]]> By: Wojciech Kulicki http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-921 Wojciech Kulicki Sun, 03 Jan 2010 18:48:41 +0000 http://www.fiscalfizzle.com/?p=3031#comment-921 I had similar concerns as you when starting out with YNAB, so my upcoming review should hopefully address some of that. Lack of Direct Connect was my big beef with version 2, and continued through version 3, but long story short--I don't miss it as much as I thought I would. It's easy enough to import transactions every week or two. I had similar concerns as you when starting out with YNAB, so my upcoming review should hopefully address some of that.

Lack of Direct Connect was my big beef with version 2, and continued through version 3, but long story short–I don’t miss it as much as I thought I would. It’s easy enough to import transactions every week or two.

]]> By: Alissa http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-920 Alissa Sun, 03 Jan 2010 18:24:16 +0000 http://www.fiscalfizzle.com/?p=3031#comment-920 Looking forward to hearing more about how you're liking YNAB! Like I mentioned before, we're currently using Mvelopes, but I did download the trial of YNAB 3 (we're Mac users so couldn't use YNAB before). Since it's only a 7-day trial it's hard to really put it to the test, but I'm hoping it will meet my needs since it's obviously much cheaper! The only real beef(s) I have with it right now is the lack of Direct Connect (I love that Mvelopes automatically downloads my transactions so I can match them up with my manually entered ones, and on the off chance that I didn't enter a transaction, it shows up and I can then account for it). And also, no mobile version (yet!). I guess I'm deciding whether to make the leap anyway and just patiently wait for the online connectivity and iPhone app (which are both supposedly in the works). .-= Alissa´s last post: <a href="http://onpurposeliving.blogspot.com/2009/12/mvelopes.html" rel="nofollow">Mvelopes</a> =-. Looking forward to hearing more about how you’re liking YNAB! Like I mentioned before, we’re currently using Mvelopes, but I did download the trial of YNAB 3 (we’re Mac users so couldn’t use YNAB before). Since it’s only a 7-day trial it’s hard to really put it to the test, but I’m hoping it will meet my needs since it’s obviously much cheaper! The only real beef(s) I have with it right now is the lack of Direct Connect (I love that Mvelopes automatically downloads my transactions so I can match them up with my manually entered ones, and on the off chance that I didn’t enter a transaction, it shows up and I can then account for it). And also, no mobile version (yet!). I guess I’m deciding whether to make the leap anyway and just patiently wait for the online connectivity and iPhone app (which are both supposedly in the works).
Alissa´s last post: Mvelopes My ComLuv Profile

]]> By: Wojciech Kulicki http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-919 Wojciech Kulicki Fri, 01 Jan 2010 16:00:44 +0000 http://www.fiscalfizzle.com/?p=3031#comment-919 And a happy New Year to you and your family as well! I definitely hear you about the higher accountability. My finances have "cleaned up" considerably since I started blogging, because I really do try to implement every strategy I write about. Happy to hear you were able to beat the recession--we were in the same boat, starting to make many positive changes 6-12 months before everyone else realized it was time to make them. And a happy New Year to you and your family as well!

I definitely hear you about the higher accountability. My finances have “cleaned up” considerably since I started blogging, because I really do try to implement every strategy I write about.

Happy to hear you were able to beat the recession–we were in the same boat, starting to make many positive changes 6-12 months before everyone else realized it was time to make them.

]]> By: Patrenia http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-918 Patrenia Fri, 01 Jan 2010 02:18:19 +0000 http://www.fiscalfizzle.com/?p=3031#comment-918 Great write-up Wojo! I reasonate with so many of the points given here. I think as PF bloggers we do hold ourselves to a higher accountability mainly because we want to practice what we preach. And yes, the recession has taught us all a valuable lesson. I'm just so thankful for strides my husband and I had made by the time the recession was in full swing. I love the word Jason wrote above..."enough". There is so much power in that one word. Happy New Year to you and your family :-) Great write-up Wojo! I reasonate with so many of the points given here. I think as PF bloggers we do hold ourselves to a higher accountability mainly because we want to practice what we preach. And yes, the recession has taught us all a valuable lesson. I’m just so thankful for strides my husband and I had made by the time the recession was in full swing.

I love the word Jason wrote above…”enough”. There is so much power in that one word. Happy New Year to you and your family :-)

]]> By: Wojciech Kulicki http://www.fiscalfizzle.com/2009/12/2009-financial-review/#comment-917 Wojciech Kulicki Thu, 31 Dec 2009 22:50:02 +0000 http://www.fiscalfizzle.com/?p=3031#comment-917 Thanks so much Jason, comments like that are what keeps me going. Hopefully, I can change that recognition in 2010. :-) Underwriting scares me, but I'm confident we can get through it. I have two Plan B's on the back burner that guarantee insurance just in case, but more in that in a post next year! Thanks so much Jason, comments like that are what keeps me going. Hopefully, I can change that recognition in 2010. :-)

Underwriting scares me, but I’m confident we can get through it. I have two Plan B’s on the back burner that guarantee insurance just in case, but more in that in a post next year!

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