Changes

The Most Dangerous Habit in Personal Finance…

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…is swinging the pendulum too far and too often. Bouncing from one financial extreme to another can be hazardous to your finances. Here are a few ways to stop it.

When Home Ownership Went Downhill

Have you noticed how owning a home is getting a terrible reputation lately? We are a society that loves to challenge the status quo, and thanks to the spectacular collapse of the housing market, the long-time “American Dream” is the new target. “Isn’t this the best time to buy a home?,” you might ask. “Aren’t [...]

Test it in Your Money Lab

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Ever wonder if a new and innovative money system would work in your situation? When it comes to money, you can pretty much test to your heart’s content. It takes a bit more work (you have to keep your existing system active), but it lets you evaluate and explore. I call this my “money lab.” [...]

How to Find a Financial Trim Tab

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What is a trim tab? It’s a small element that is able to steer a ship by exerting well-placed forces. What financial trim tabs can we identify that could help us reach our goals faster?

The Days of Land Lines are Numbered

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Cell phones have all but replaced the age of the land line telephone. Is there anything that can save home phones from going extinct?

Extremes in Personal Finance and the Conventional Approach

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A discussion on the ‘classic’ debates in personal finance, extremes, and the eventual establishment of a middle gray area for the best current advice.

Is Cash Dead? 10 Places You'll Still Need It

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Cash may be the currency of days past, but there are still plenty of situations where you’ll need it in order to go on about your life. Here is a short list of 10 examples.

How The Internet Changed Personal Finance

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The Internet has changed the way we do business and live life forever. Here are four examples of how it has affected the area of personal finance.