From the category archives:

Credit & Debt

How To Live With Bad Credit (Half of Us Do!)

02.25.2010 9 comments
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Reviewing Living Well with Bad Credit, a source book with ideas on how to deal with bad credit, and how to live your life while you repair it.

Get a Second Job and Quit Whining About Debt

02.23.2010 36 comments
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Guest post from Jeff at Deliver Away Debt. Jeff discusses getting a second job as a debt repayment strategy. What do you think?

Should You Pay Off Your Mortgage or Credit Card?

02.10.2010 18 comments
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More and more people are electing to pay their credit cards, rather than their mortgages. I analyze the trend and provide some of my own observations.

How to Deal With Future Income

01.13.2010 14 comments
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Thinking about a recent stream of comments lately–all about future income. How do we deal with it?

Navigating The 4 Stages of New Car Ownership

10.13.2009 10 comments
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Breaking down car ownership into four distinct stages, and tips for getting through each one while using your money wisely.

The Foolproof Method for Responsible Credit Card Use

08.13.2009 9 comments
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The single most useful piece of advice when it comes to responsible credit card use – when you spend the money, it needs to hurt. Here’s how to do it.

Benefits of Using a Credit Card

08.12.2009 9 comments
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Comparing the benefits of using credit compared to debit cards and cash. While it’s still difficult to use credit cards responsibly, some of these perks may be worth the hassle.

The Only Authentic Free Credit Report

06.22.2009 0 comments

AnnualCreditReport.com is the only authentic website to get your free credit report online. You’re entitled to one free report from each reporting agency every 12 months.

How Credit Scores Are Determined

05.25.2009 0 comments
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Learn about the components of a credit score (payment history, amounts owed, length of history, recent credit, and types of credit), why you should care about your score, and how to go about improving it (in simple terms).

Book Review: The Skinny on Credit Cards by Jim Randel

03.23.2009 4 comments
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Have you ever felt like the personal finance genre was filled with books that took weeks to read and failed to help you retain any of the information contained in them? I was recently made aware of a new series of books, available both in eBook and hard copy format, that promise to change the [...]