Should You Pay Off Your Mortgage or Credit Card?

More and more people are electing to pay their credit cards, rather than their mortgages. I analyze the trend and provide some of my own observations.

How to Deal With Future Income

Thinking about a recent stream of comments lately–all about future income. How do we deal with it?

Navigating The 4 Stages of New Car Ownership

Breaking down car ownership into four distinct stages, and tips for getting through each one while using your money wisely.

The Foolproof Method for Responsible Credit Card Use

The single most useful piece of advice when it comes to responsible credit card use – when you spend the money, it needs to hurt. Here’s how to do it.

Benefits of Using a Credit Card

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Comparing the benefits of using credit compared to debit cards and cash. While it’s still difficult to use credit cards responsibly, some of these perks may be worth the hassle.

The Only Authentic Free Credit Report

AnnualCreditReport.com is the only authentic website to get your free credit report online. You’re entitled to one free report from each reporting agency every 12 months.

How Credit Scores Are Determined

Learn about the components of a credit score (payment history, amounts owed, length of history, recent credit, and types of credit), why you should care about your score, and how to go about improving it (in simple terms).

Book Review: The Skinny on Credit Cards by Jim Randel

Have you ever felt like the personal finance genre was filled with books that took weeks to read and failed to help you retain any of the information contained in them? I was recently made aware of a new series of books, available both in eBook and hard copy format, that promise to change the [...]