“I Don’t Have Any Money”: Bull (most likely…)

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If you’ve ever said “I don’t have any money,” this is the post you need to read. Money mantras can be deadly if applied incorrectly, and this is certainly one case of poor self-thought.

Test it in Your Money Lab

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Ever wonder if a new and innovative money system would work in your situation? When it comes to money, you can pretty much test to your heart’s content. It takes a bit more work (you have to keep your existing system active), but it lets you evaluate and explore. I call this my “money lab.” [...]

5 Financial Items We Tend to Procrastinate

There are five things in personal finance that people always seem to procrastinate. There are a few major reasons for this. Are you guilty of avoiding these five?

Somebody, Please Take My Money

I went looking for a space heater last night and came up empty handed. Is this the right way to operate a business?

Why You Probably Shouldn’t Hire Outside Help

Three reasons why I think hiring outside help might not be a good idea. What do you think?

How Personal is Personal Finance?

Thinking about how to approach personal finance–from the outside in, or from the inside out? Let me know what you think!

Television Makes You Spend More? (Consciously Frugal)

Commenting on a post from Consciously Frugal about how television watching affects our spending habits–and not in the usual ways I always thought of.

Send the SWOT on Your Money

Strengths, weaknesses, opportunities, and threats–this classic business analysis can be applied to personal finance, too!

Why Freelancing Benefits Your Day Job

Freelancing, moonlighting – these all carry negative connotations. Why is that? Side work can be enormously beneficial to your day job. Here are only a few reasons why.

TED, Personal Finance, and a Little Creative Thinking

TED, or Technology, Entertainment and Design, is a great resource for learning new ideas on the Internet. Here are some of my favorite videos.

Modeling Government After Business

A few weeks ago, my readers considered whether government should be run more like a business. Read their thoughts and my feelings on balancing the budget, efficiency, incentives, and potential solutions.

What’s Your Reason for Working?

There are many potential reasons for working–from providing for family to funding a secondary passion in life. Have you ever considered what your reason is?