Insurance

Clearing Up Car Insurance Confusion

One of the most frustrating things about many insurance products is their complexity. Just when you think you’ve answered the question: “How much will I get if…” something else surprises you about how the benefits are structured. Over the past year, I’ve been knee-deep in research on health and car insurance products as a result [...]

Is Progressive Snapshot Worth It?

Nearly two years ago, I revisited my auto insurance premiums as I do every few years, and decided that switching to Progressive was the most logical and inexpensive choice among the providers I quoted (4-5 of them). Through two fender-benders (neither our fault), they have been nothing short of fantastic to work with. While the [...]

How to Be Ready for Medical Emergencies

When health problems knock at the door, how will you respond? Here are a few pointers for getting ready based on our recent experience.

Parking Lot Hit-and-Run

Last week, a fellow member of the human race decided to nail my car in the parking lot and flee. These are my tips for dealing with the situation.

Can We Boil Down Personal Finance to Simple Ratios?

That’s the premise of a new book by Charles Farrell, “Your Money Ratios: 8 Simple Tools for Financial Security at Every Stage of Life.” The book lives up to its title—people at any stage of life can pick this up and figure out exactly how they relate to where they should be, according to Farrell. [...]

Does Having AFLAC Make Financial Sense?

I don’t know how AFLAC makes money with our pregnancy insurance policy, but I honestly don’t care–it pays off for us in the end. Can it do the same for you?

How We Save $1,000s on Health Spending Every Year

When we combine the power of our HDHP and our HSA savings account, we save thousands of dollars every year on our health insurance spending!

What is a Health Savings Account (HSA)?

A few weeks ago, I talked about the benefits of high deductible health plans as a good alternative to traditional insurance. Today, I take a look at HSAs–a big component of those benefits.

An Introduction to High Deductible Health Plans (HDHP)

When shopping for health insurance, we have the option of traditional “co-pay” plans vs. high-deductible health plans. This is a brief introduction to HDHPs and why they may be the best move you make this year.

What To Do When Your Employer Cancels Health Insurance Benefits

More than a year ago, we were faced with a horrifying reality–the end of our company-sponsored health insurance and a baby on the way. Here are some of the options we considered.

7 Cars with Affordable Insurance Rates

Wondering what the best cars are in terms of car insurance rates? It can be a big, and often overlooked part of buying a car. Bailey Harris shares the 7 best models.

Should Millionaires Apply for Unemployment?

3,000 millionaires claimed unemployment benefits in 2008. They have a right to do so, but is it the RIGHT thing to do when millions of others are struggling?

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