Readers Weigh In: More Insurance or More Savings?

Readers weight in on the question of savings vs. insurance – which should we emphasize in our own budget.

Ways to Save for Retirement

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Learn about the most common types of retirement investment accounts available today, and the benefits of each of them.

24 Reasons (Excuses) You Haven’t Saved Money Yet

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People give a lot of silly and outrageous reasons for not putting aside a stash of savings. Here are 24 of my all-time favorites.

Creating Graphic Tools to Motivate Your Finances

How to create four different graphic tools to help you save or pay off debt faster, and to keep yourself and your family motivated. Includes a link to a template.

5 Ways to Motivate Your Savings

What do you do when the best of intentions to save regularly turns into frustration, resentment, anger, and a general feeling of complete failure? You need some savings motivation! Here are five things you can do today to shake off yesterday’s failure and turn it into tomorrow’s success: 1. Stop Chasing Interest Rates A reliable [...]

The Adult Piggy Bank: A Gradual Savings Plan

This post is inspired by two recent happenings. Over the last few weeks, we have cashed in nearly $300 in coins at our bank that we will use for a mini-vacation in April. The second item was a guest post I read on Zen Habits a few weeks ago about The Power of Gradual (it [...]

Spending Down, Savings Up – The Paradox

I wanted to follow up some news I brought you on February 3rd about Americans and money: Unfortunately, when spending is inflated by easy credit to the levels we saw over the last decade, the real money has to catch up at some point. This means that instead of returning to a normal spending level, [...]

Spending Down, Savings Up – There is Hope After All

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Just when I thought that the American consumer has lost all sense of how to handle money, the New York Times reported yesterday (see article) that spending is down for the sixth month in a row, and that personal savings rates are the highest they have been in six years. Although the lack of spending [...]

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