Spending — Page 2

An Introduction to High Deductible Health Plans (HDHP)

When shopping for health insurance, we have the option of traditional “co-pay” plans vs. high-deductible health plans. This is a brief introduction to HDHPs and why they may be the best move you make this year.

How Much is Your Drinking Costing You?

What’s the cost of a regular alcohol habit during the course of a year’s time? Find out here.

Spending When Abundant, Saving When Scarce

I haven’t been able to find it, but I’m almost certain that someone out there has invented a scientific theory for why we use more of something when it’s abundant, and less of it when it’s scarce. Here are two suggestions for dealing with it when it comes to your money.

3 Ways to Tame a Yo-Yo Power Bill

Some of us can experience crazy swings in our power bills from month to month due to weather or other factors. Here are three strategies that will help you cope with a power bill that looks more like the stock market chart.

Are You Spending 15% More Than You Want?

Most people can do a fair job at hedging against lifestyle inflation when things like raises or bonuses come along. But what about the everyday little “upgrades” that creep up?

What Are You Holding Back From?

I share one of my most favorite songs and ask a couple of questions that relate to life and personal finance.

The Paradox of Saving on Large & Bulk Purchases

You want to save money by buying in bulk or pre-paying for services. But you need up-front cash to do that. In order to get cash, you have to start saving your money. What in the world are you supposed to do?

You CAN Use Your Credit Card for Emergencies

The commonly accepted thinking in the personal finance community is that you should leave your credit card at home when emergencies arise. In many cases, I beg to differ.

The Grocery Sale Challenge

I recently filled my grocery cart with 95% sale items. Do you think we can hit 100%? Are you willing to try it with me? Join the Grocery Challenge.

That Thing You Love

Everyone has something they love–and it’s rarely what someone else loves. Use this to your advantage when designing a business, and make sure you’re funding your own love!

You Are Rarely Stuck With Something

Kathy wrote in as a response to my recent post about smart phones and their expensive plans: “Just read your article this morning and completely agree. After fighting the temptation for ages, I caved and got a smart phone a few months ago. Yes, it’s fun to play games, check email, surf the web while [...]

The Quickest Way to Calculate a Restaurant Tip

Many people are simply not that great with math. If you’ve ever thrown your hands up helplessly at the restaurant when trying to calculate a tip, this one’s for you. There’s a quick trick I use to calculate my tips that doesn’t require pulling out the cell phone and finding my calculator app. Here’s the [...]

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