simplicity

The Financial Benefits of Disconnecting

How taking a digital sabbatical can help you deal with some of the aspects of financial management, like thinking of the long-term, or avoiding the desire to spend on impulse.

The Ideal Number of Credit Cards

Some advocate that the ideal number of credit cards is zero, and for many people, that’s just right. But if you believe that credit cards can be a helpful tool and want to use them, what’s the ideal number to have? I think it’s two, and they would preferably be different types (Visa, American Express, [...]

Write an Elevator Pitch for Your Money

If an elevator pitch makes sense for your blog or business, why not for your money? An elevator pitch is something typically taught to entrepreneur-types for the benefit of having others understand what they do. Could you simplify your financial goals and values to three or four sentences? It takes a great deal of focus [...]

Like Frogs in Boiling Water

Cell phone bills, or any kind of subscription with options, is very much like being placed in water and slowly having the heat cranked up. Just 10 short years ago (it seems like forever), my cell phone bills were around $40. Somewhere along the line, “smart” phones, “web” phones, phone games, phone ringers, phone insurance, [...]

How to Save on Moving Expenses

My wife and I finally completed our long-anticipated move this weekend. I’m happy to say we also learned a few things along the way that we’re bound not to repeat next time. In honor of movers everywhere, here is a list of ways to lower those dreaded “moving expenses” that are so hard to define [...]