Terms of Use

General Disclaimer (“Make Your Own Decisions”):

Fiscal Fizzle is a blog written for informational, entertainment, and discussion purposes only. The author(s) of Fiscal Fizzle are not financial professionals and cannot provide definitive advice for your specific situation. Consult with a financial professional before you make any decisions about your money or assets. Recommendations are made based on the author(s)’ knowledge and may not be the best solution for your circumstances. Content is not to be taken as fact or absolute. The author(s) will not be held responsible if you use our advice, tips, techniques, and recommendations, and are injured or otherwise harmed.

The posting of comments or responses to those comments shall not be constituted as advice from the author(s). The author(s) are not experts in the personal finance field and the knowledge presented herein is not expert advice.

Personal finance is an ever-changing field, and information becomes outdated quickly. Additionally, the author(s) may make assumptions and/or mistakes that will affect the content provided. The author(s) will not be responsible for the current or continued accuracy of content on this site. Additionally, the author(s) will not be responsible for content on other web sites, which are linked to from this site.

The content on the blog is the opinion of the blogger, not intended to malign any religion, ethnic group, club, organization, company, or individual. The author(s) are not responsible, nor will be held liable, for content in the blog comments, nor the laws which commentors may break in our country or theirs through their comments’ content, implication, or intent.

This site may offer downloadable files, in formats such as PDF, Microsoft Word, Excel, etc. We shall not be held responsible in case these files damage or harm your blog, site, or computer.

Please enjoy this website with the understanding of its purpose and intent.

FTC Disclosure

The FTC recently released more stringent guidelines for bloggers regarding disclosures for financial relationships.

Here’s what you can expect at Fiscal Fizzle:

  • Plain and simple, I expect to make some money from this site. It’s not a fortune (yet), but it helps to pay for hosting, domains, equipment, and to make my wife believe I run a legitimate business. :) I think it’s only fair–I often put 20-30+ hours each week into my blogs.
  • No post is ever paid for, in any way. If I ever do a paid post in the future (unlikely), this will be made explicit up front.
  • You can expect that I have an affiliate relationship with most products I review or mention using a link or banner. Most of the time, I’ll note this as (affiliate) right after a link or in the body of the post. Being an affiliate means I get a percentage of the product sale if you use my links to purchase whatever “it” is. Hopefully, I’ve gained enough of your trust so that you understand my reviews are 100% my own opinion. If I don’t like a product, I will probably never mention or review it, and when I do, you can be sure I’ll tell it like it is. The products I stand behind are solid and I use most of them myself.
  • I occasionally receive free products, mostly books, to evaluate and review. If this is the case, I’ll mention it in the post I write.
  • Ads by third parties, like AdSense, Chitika, and any other network, are self-explanatory and clearly evident as ads.

If you have any questions about how I make money from the site, I’m happy to help. Hit me up by email: wojo at fiscalfizzle.com.

Privacy Policy

Fiscal Fizzle values your privacy. I will never knowingly sell, give, or release your email address or other contact information I have on file in any way, to anyone, without your prior explicit permission.

I use third-party companies to serve ads when you visit my website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. Visitation information from my site is also used to create user interest categories, delivering more relevant ads over time. If you would like more information about this practice and to know your choices about not having this information used by these companies,  visit the Google ad and content network privacy policy.

Comment Policy

All comments other than spam are welcome. In general, please keep your comments related to the topic at hand, and contribute to the overall conversation.

Excessive self-promotion, excessive links, foul language, personal attacks against others, or other uncivilized actions will result in your comment not being approved. Please note that my spam filter will at times block legitimate comments. If you believe your comment was incorrectly blocked as spam, please feel free to email me.